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Terms of Service and Use
Effective Date: October 11, 2023

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Welcome to Pines Credit Pros. These Terms of Service and Use (“Terms”) govern your use of our website and credit repair services. By using our website and services, you agree to be bound by these Terms.

1. Services and Content

Pines Credit Pros provides credit repair services, as well as content, information, and resources related to credit repair. The information provided on our website is for general informational purposes only and should not be considered as financial or legal advice.

2. User Responsibilities

By using our website and services, you agree to:

a. Provide accurate and up-to-date information when using our services.
b. Comply with all applicable laws and regulations. c. Not engage in any activities that could harm or disrupt our website or services.

3. Privacy

Our collection and use of your information are governed by our Privacy Policy. By using our services, you consent to the practices outlined in our Privacy Policy.

4. Payment and Billing

If you use paid services, you agree to pay all applicable fees and charges. Fees are detailed on our website or in a separate agreement, and you are responsible for maintaining accurate billing information.

5. Termination

We reserve the right to terminate or suspend your access to our services at our discretion, without notice, if you violate these Terms or engage in activities that could harm our website or services.

6. Intellectual Property

All content on our website is protected by intellectual property rights and may not be used without our explicit permission.

7. Disclaimers

a. Our services are provided “as is” and without any warranties, express or implied. b. We are not responsible for any inaccuracies or errors in the information provided on our website.

8. Limitation of Liability

To the extent permitted by law, Pines Credit Pros shall not be liable for any direct or indirect damages or losses arising from your use of our website or services.

9. Changes to these Terms

We may update these Terms from time to time. Any changes will be posted on our website with the revised “Effective Date.”

10. Governing Law

These Terms are governed by the laws of the state of Florida.

11. Contact Information

If you have any questions or concerns about these Terms, please contact us through our contact page.

12. Consent

By using our website and services, you consent to these Terms.