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Welcome to
Pines Credit Pros
Bad Credit? We Can Help!
Start your journey to financial stability and peace of mind with us today!
Get Started with
Pines Credit Pros
At Pines Credit Pros, we understand how important it is to have a good credit score. Your credit score impacts many aspects of your financial life, from getting a loan to renting an apartment or even getting a job. That’s why we are committed to helping you improve your credit score and achieve your financial goals.
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Sign up for $99 *!
*With a monthly service fee of $99/month
Get started on your journey to a better
credit report with Pines Credit Pros!
Need Help?
Contact Us
For all your questions, comments or concerns, talk to our support team and we’ll help you find your way.
Need Help?
Contact Us
For all your questions, comments or concerns, talk to our support team and we’ll help you find your way.
What a Low Credit Score Costs you
New Toyota Camry: $23,000/66 Month Term
Jane’s Credit Score
730
Interest Rate………….1.99%
Payment………………$368
Total Interest Paid
$1,302
Total Payments:
$24,302
John’s Credit Score
599
Interest Rate………….14.99%
Payment………………….$514
Total Interest Paid
$10,921
Total Payments:
$33,921
A low score can cost you:
$9,616 MORE
For the exact same car and price!
This same thing happens with your credit cards, mortgage, loans, etc.
What a Low Credit Score Costs you
New Home: $250,000/30 Year Fixed Rate Mortgage
Jane’s Credit Score
730
Interest Rate………….2.75%
Payment……………….$1,021
Total Interest Paid
$117,417
Total Payments:
$367,417
John’s Credit Score
599
Interest Rate………….14.99%
Payment…………..$514
Total Interest Paid
$318,861
Total Payments:
$568,861
A low score can cost you:
$201,444 MORE
For the exact same car and price!
Cleaning up your credit will lower your bills and can save hundreds of thousands of dollars!
How Credit Bureaus Determine your Credit Score
-
Do you pay your bills on time?
Payment history is a major factor in credit scoring. If you have paid bills late, have collections or a bankruptcy, these events won't reflect well in your credit score. -
Do you have a long credit history?
Generally speaking, the longer your history of holding accounts, the more trusted you will be as a borrower. -
Have you applied for credit recently?
If you have many recent inquiries this can be construed as being negative by the bureaus. Only apply for credit when you really need it. -
What is your outstanding debt?
It is important to not use all of your available credit. If all of your credit cards are maxed out, your scores will reflect that you are not managing your debt wisely.
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- Located in Pembroke Pines, FL
- FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Pines Credit Pros does not offer legal advice and is not a substitute for legal services. Pines Credit Pros does not guarantee the permanent removal of verifiable tradelines or make promise(s) of any particular outcome whatsoever. Pines Credit Pros requires active participation from its clientele regarding requested documents and information, including investigation results, for the sought-after outcome of a healthy, accurate credit report. Individual results may vary.
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